:root{--navy:#0b1f3a;--navy2:#13305a;--green:#16a34a;--green2:#15803d;--gold:#f59e0b;--bg:#f4f6fb;--txt:#1e293b;--mut:#64748b;--line:#e2e8f0;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--txt);background:var(--bg)}
a{color:#1d4ed8}img{max-width:100%;height:auto}
.wrap{max-width:1140px;margin:0 auto;padding:0 16px}
.hdr{background:var(--navy);position:sticky;top:0;z-index:20;box-shadow:0 2px 12px rgba(0,0,0,.2)}
.hdr-in{display:flex;align-items:center;justify-content:space-between;min-height:62px;gap:16px}
.brandmark{color:#fff;text-decoration:none;font-weight:800;font-size:20px;display:flex;align-items:center;gap:6px}
.brandmark span{color:var(--gold)}.brandmark em{font-style:normal;font-weight:600;color:#86efac;font-size:14px;margin-left:2px}
.menu{display:flex;gap:4px;flex-wrap:wrap}
.menu a{color:#e2e8f0;text-decoration:none;padding:8px 12px;border-radius:8px;font-size:15px;font-weight:500}
.menu a:hover,.menu a[aria-current]{background:var(--navy2);color:#fff}
.burger{display:none;cursor:pointer;padding:8px}.burger i{display:block;width:24px;height:2px;background:#fff;margin:5px 0}
.hero{background:linear-gradient(135deg,var(--navy) 0%,#123a5e 60%,#0f5132 100%);color:#fff;padding:36px 0 44px}
.hero h1{font-size:clamp(28px,4.5vw,44px);line-height:1.15;margin:8px 0 14px;max-width:820px}
.lead{font-size:18px;color:#dbe4f0;max-width:760px;margin:0 0 10px}.upd{font-size:13px;color:#94a3b8;margin:0 0 20px}
.bc{font-size:13px;color:#94a3b8}.bc a{color:#cbd5e1}
.hero-in{display:grid;grid-template-columns:1.25fr 1fr;gap:36px;align-items:center}.hero-in>div:only-child{grid-column:1/-1}.hero-pic .ph{border-color:#3b5b85;background:repeating-linear-gradient(45deg,#16345c,#16345c 12px,#1a3b66 12px,#1a3b66 24px);color:#94a3b8}.pic,.ph{border-radius:var(--r);display:block;width:100%}
.ph{background:repeating-linear-gradient(45deg,#e8edf6,#e8edf6 12px,#dfe6f2 12px,#dfe6f2 24px);border:2px dashed #94a3b8;display:flex;align-items:center;justify-content:center;color:#475569;font:600 14px/1.3 monospace;text-align:center;padding:10px}
.pic-row{margin:28px auto;max-width:720px}
.btn{display:inline-block;background:var(--green);color:#fff;text-decoration:none;font-weight:700;padding:12px 26px;border-radius:10px;text-align:center;transition:.15s;box-shadow:0 4px 14px rgba(22,163,74,.35)}
.btn:hover{background:var(--green2);transform:translateY(-1px)}.btn--lg{padding:14px 32px;font-size:17px}.btn--sm{padding:7px 16px;font-size:14px;box-shadow:none}
.sec{background:#fff;border-radius:var(--r);padding:28px clamp(16px,3vw,36px);margin:24px 0;box-shadow:0 1px 3px rgba(15,23,42,.06)}
.sec h2{font-size:clamp(22px,3vw,30px);line-height:1.25;margin:0 0 18px;color:var(--navy)}
.sec h3{font-size:19px;margin:22px 0 8px;color:var(--navy)}
.list{padding-left:22px}.list li{margin:6px 0}
.cards{display:grid;gap:14px}
.card{display:grid;grid-template-columns:44px minmax(240px,1.6fr) 1.25fr 1.05fr 150px;align-items:center;gap:16px;border:1px solid var(--line);border-radius:var(--r);padding:16px 18px;background:#fff;transition:.15s}
.card:hover{border-color:#86efac;box-shadow:0 6px 20px rgba(15,23,42,.08)}
.card--top{border:2px solid var(--gold);background:linear-gradient(90deg,#fffbeb,#fff 40%)}
.rank{font-size:22px;font-weight:800;color:var(--navy);text-align:center}.card--top .rank{color:var(--gold)}
.brand{display:flex;align-items:center;gap:14px}.brand h3{margin:0;font-size:19px}.ru{margin:0;color:var(--mut);font-size:13px}
.ico{width:76px;height:76px;flex:none;border-radius:16px;display:block;object-fit:cover;box-shadow:0 2px 8px rgba(15,23,42,.18)}
.ico--ph{background:var(--c);color:#fff;font-weight:800;font-size:22px;display:flex;align-items:center;justify-content:center}
.stars{display:inline-block;position:relative;color:#e2e8f0;font-size:15px;letter-spacing:1px;line-height:1;vertical-align:middle}.stars:before{content:"★★★★★"}
.stars i{position:absolute;left:0;top:0;overflow:hidden;color:var(--gold);white-space:nowrap}.stars i:before{content:"★★★★★"}.score{font-size:14px;color:var(--navy)}
.bonus{background:#f0fdf4;border:1px dashed #86efac;border-radius:10px;padding:10px 12px}
.bonus small{display:block;color:var(--green2);font-size:11px;text-transform:uppercase;letter-spacing:.06em;font-weight:700}.bonus strong{font-size:15px;line-height:1.3;display:block}
.feats{list-style:none;margin:0;padding:0;font-size:14px}.feats li{padding-left:20px;position:relative;margin:3px 0}
.feats li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:800}
.cta{text-align:center}.cta .btn{width:100%}.cta small{display:block;color:var(--mut);font-size:11px;margin-top:5px}
.tbl-wrap{overflow-x:auto}.tbl{width:100%;border-collapse:collapse;font-size:15px;min-width:640px}
.tbl th{background:var(--navy);color:#fff;text-align:left;padding:10px 12px;font-weight:600}.tbl th:first-child{border-radius:10px 0 0 0}.tbl th:last-child{border-radius:0 10px 0 0}
.tbl td{padding:10px 12px;border-bottom:1px solid var(--line)}.tbl tr:nth-child(even) td{background:#f8fafc}.tbl td a:not(.btn){font-weight:700;color:var(--navy);text-decoration:none}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.steps>div{border:1px solid var(--line);border-radius:12px;padding:18px;position:relative}
.steps b{display:inline-flex;width:34px;height:34px;border-radius:50%;background:var(--green);color:#fff;align-items:center;justify-content:center}
.steps h3{margin:10px 0 6px;font-size:17px}.steps p{margin:0;font-size:15px;color:#475569}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px}.box{border:1px solid var(--line);border-radius:12px;padding:16px 18px}.box h3{margin-top:0}
.pros-cons{display:grid;grid-template-columns:1fr 1fr;gap:16px}.pros,.cons{border-radius:12px;padding:16px 20px}
.pros{background:#f0fdf4}.cons{background:#fef2f2}.pros h3,.cons h3{margin-top:0}
.faq details{border:1px solid var(--line);border-radius:10px;margin:10px 0;background:#fff}
.faq summary{cursor:pointer;padding:14px 18px;font-weight:600;color:var(--navy);list-style:none;position:relative;padding-right:44px}
.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";position:absolute;right:18px;top:10px;font-size:22px;color:var(--green)}
.faq details[open] summary:after{content:"−"}.faq details div{padding:0 18px 6px;color:#334155}
.ftr{background:var(--navy);color:#cbd5e1;margin-top:40px;padding:40px 0 24px;font-size:14px}
.ftr-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.ftr h4{color:#fff;margin:0 0 10px}
.ftr a{color:#cbd5e1;display:block;text-decoration:none;margin:5px 0}.ftr a:hover{color:#fff}.ftr .brandmark{display:flex;color:#fff}
.legal{border-top:1px solid #1e3a5f;margin-top:28px;padding-top:18px;font-size:13px;color:#94a3b8}
@media(max-width:1100px){.burger{display:block}.hdr-in{position:relative}.menu{display:none;position:absolute;left:0;right:0;top:62px;background:var(--navy);flex-direction:column;padding:8px 16px 16px;box-shadow:0 8px 16px rgba(0,0,0,.25)}#mn:checked~.menu{display:flex}}
@media(max-width:980px){.card{grid-template-columns:44px 1fr 1fr;}.feats{display:none}.cta{grid-column:1/-1}.steps{grid-template-columns:1fr 1fr}}
@media(max-width:760px){
 .ico{width:64px;height:64px;border-radius:14px}
 .card{grid-template-columns:36px 1fr;gap:12px;padding:14px}.bonus,.cta{grid-column:1/-1}
 .steps,.grid2,.pros-cons,.ftr-grid,.hero-in{grid-template-columns:1fr}.hero-pic{display:none}.hero{padding:24px 0 36px}.lead{font-size:16px}
}